General Information/Information FinSA
Asserta Asset Management AG
Dear Ladies and Gentlemen,
In this information
brochure, we inform you about Asserta Asset Management AG (hereinafter referred
to as "Asset Manager"), our measures to prevent contact break-off
or lack of information, the financial
services we offer and the associated risks, how to deal with conflicts of
interest, the initiation of mediation proceedings before the Ombudsman's Office and other
information relevant to you. This
information in this brochure (FinSA information) may change from time to time. Therefore, we will refrain
from shipping to our customers or other interested parties in the future.
Rather, we refer to our website, where you will find the current and valid
version:
www.asserta.ch under «General Information/Information FinSA»
Of course, you can also purchase the brochure
physically from us as a print version at any time.
This information brochure forms an integral part of
the respective financial services contract (asset management contract or
execution only contract) between the asset manager and its clients and is
deemed to have been delivered upon its publication on its website.
We will inform you
separately about the costs and fees of the financial services offered.
For information on the risks generally
associated with financial instruments, please refer to the enclosed brochure
"Risks in trading in financial instruments" published by the Swiss
Bankers Association. The brochure is available on the Internet on its website www.swissbanking.ch under «Services» / «Downloads».
This brochure fulfils the
information obligations under the Financial Services Act and is intended to
provide you with an overview of the asset manager's financial services. If you
would like further information, please do not hesitate to contact us in person.
Version: March 2026
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Inhalt
1. Information about the asset manager
1.1 Name and address
1.2 Field of activity
1.3 Supervisory status
and competent authority as well as supervisory organisation
1.4 Professional secrecy
2. Dormant assets
3. Information about the
financial services offered by the asset manager
3.1 Asset management
3.1.1 Nature,
characteristics and functioning of the financial service
3.1.2 Rights and
obligations
3.1.3 Risks
3.1.4 Market offer taken
into account
3.2 Execution Only
3.2.1 Nature,
characteristics and functioning of the financial service
3.2.2 Rights and
obligations
3.2.3 Risks
3.2.4 Market offer taken
into account
3.3 Economic ties
3.3.1 Actively Managed Certificates
4. Dealing with
conflicts of interest
4.1 In the General
5. Ombudsman's Office
1. Information about the asset manager
1.1 Name und Adresse
Name: Asserta Asset Management AG Switzerland
Address: Limmatquai 70
Zip Code / City: 8001 Zürich
Phone: 043 311 27 60
E-mail: info@asserta.ch
Website: www.asserta.ch
VAT No.: CHE-113.465.780
1.2 Field of activity
The asset manager is based in Zurich. He offers
asset management and execution only.
1.3 supervisory status and competent authority and supervisory organisation
The asset manager holds a licence in
accordance with Article 5 (1) of the Financial Institutions Act, which has been
granted to him by the Swiss Financial Market Supervisory Authority FINMA,
Laupenstrasse 27, 3003 Bern. In addition, the asset manager is
supervised by the supervisory organisation AOOS – Schweizerische
Aktiengesellschaft für Aufsicht, Clausiusstrasse 50, 8006 Zurich.
1.4 Professional secrecy
The
asset manager is subject to professional secrecy in accordance with the
Financial Institutions Act.
2. Dormant Assets
It happens that
contacts with customers break off and the assets become dormant as a result.
Such assets can be forgotten by customers and their heirs. To avoid contact
interruption or lack of news, the following is recommended:
- Changes of address and name: Please notify us
immediately if you change your place of residence, address or name.
- Special instructions: Request for guidance
on longer absences and on any redirection of correspondence to a third party
address or withholding correspondence, as well as availability in urgent cases
during this time.
- Issuing powers of attorney: It may be advisable
to designate an authorised person to whom the asset manager can approach in the
event of a breakdown of contact.
- Orientation of trusted persons and testamentary disposition: Another way to avoid
contactlessness and lack of messages is to inform a trusted person about the
relationship with the asset manager. However, the asset manager may only
provide information to such a trusted person if he or she has been authorised
to do so in writing. Furthermore, the affected assets can be mentioned, for
example, in a testamentary disposition.
The
asset manager will be happy to answer any questions you may have. Further
information can also be found in the brochure "Dormant assets" of the
Swiss Bankers Association. The brochure is available on the Internet on its
website www.swissbanking.ch under "Downloads".
3. Information about the financial services offered by the asset manager
3.1 Asset management
3.1.1 Nature, characteristics and functioning of the financial sectors
In asset management, the asset manager manages assets that the client
has deposited with a custodian bank in the name, for the account and at the
risk of the client. The asset manager carries out transactions at its own discretion and without consulting the client. In doing so, the asset
manager ensures that the transaction carried out by it corresponds to the
financial circumstances and investment objectives of the client as well as the
investment strategy agreed with the client and ensures that the portfolio
structuring is suitable for the client.
3.1.2 Rights and obligations
In asset management, the client has the right to manage the assets in
his portfolio. In doing so, the asset manager selects the investments to be
included in the portfolio with due care within the framework of the market
offer taken into account. The asset manager ensures an appropriate distribution
of risk, as far as the investment strategy allows. He regularly monitors
the assets he manages and ensures that
the investments are in line with the agreed investment strategy and are
suitable for the client.
The asset manager regularly informs the client about the agreed and
provided asset management.
3.1.3 Risks
The following risks arise in asset management, which are within the
client's sphere of risk and are therefore borne by the client:
- Risk of the selected investment strategy: Different risks may
arise from the investment strategy chosen and agreed upon by the client (see
below). The customer bears these risks in full. A description of the risks and
a corresponding risk disclosure are carried out before the investment strategy
is agreed.
- Concentration risk: In the context of the
asset manager's investment activities, it may exceptionally happen that
individual financial instruments have a weighting of 10% or more and/or
financial instruments from the same issuers or correlating industries,
countries and currencies have a weighting of 20% or more of the assets under
management (see the explanations on concentration risks in the brochure "risks in trading in
financial instruments" of the Swiss Bankers Association, which may result from such concentrations). The customer bears these
risks in full. The weighting of the individual financial instruments, the
currencies and the issuers can be found in the periodic securities account
statement of the custodian bank.
- Wealth preservation risk or the risk that the financial instruments in the portfolio will lose
value: This risk, which may vary depending on the financial instrument, is
borne in full by the client. For the risks of the individual financial
instruments, please refer to the brochure "Risks in Trading in
Financial Instruments" published by the Swiss Bankers Association.
- Information risk on the part of the asset manager or the risk that the
asset manager has too little information to be able to make an informed
investment decision: When managing assets, the asset manager takes into account
the financial circumstances and investment objectives of the client
(suitability test). If the client provides the asset manager with insufficient
or inaccurate information about his financial circumstances and/or investment
objectives, there is a risk that the asset manager will not be able to make
investment decisions that are suitable for the client.
- Risk as a qualified investor in collective investment schemes: Clients who make use
of asset management within the framework of a long-term asset management
relationship are considered qualified investors within the meaning of the
Collective Investment Schemes Act. Qualified investors have access to forms of
collective investment schemes that are open exclusively to them. This status
allows a wider range of financial instruments to be taken into account in the
design of the portfolio. Collective investment schemes for qualified investors
may be exempt from regulatory requirements. Such financial instruments are
therefore not or only partially subject to Swiss regulations. This can give
rise to risks, in particular due to liquidity, investment strategy or
transparency. Detailed information on the risk profile of a particular
collective investment scheme can be found in the constituent documents of the
financial instrument and, where applicable, in the key information document and
the prospectus.
Furthermore, risks arise in asset management that lie within the asset
manager's sphere of risk and for which the asset manager is liable to the
client. The asset manager has taken appropriate measures to counter these
risks, in particular by observing the principle of good faith and equal
treatment when processing client orders. In addition, the asset manager ensures the best possible execution of client orders.
3.1.4 Market offer taken into account
The market offering taken into account in the selection of financial
instruments includes own financial instruments and those of third parties (which
in individual cases have concluded distribution agreements with us).
The following financial instruments are available to the client as part
of asset management:
- liquidity;
- foreign currencies;
- Money market
investments;
- Shares listed on
market trading venues;
- Bonds and bonds and
debt securities issued to companies, credit institutions or states;
- shares in collective
investment schemes;
- Hedge funds,
private equity funds, real estate funds and direct real estate investments;
- Structured products;
- derivatives;
- Precious
metals
- Raw materials
3.2 Execution Only
3.2.1 Nature, characteristics and functioning of the financial services
Execution Only is defined as all financial services that relate to the
mere transmission of client orders by the asset manager without any advice or
administration. In the case of Execution Only, orders are initiated exclusively
by the client and transmitted by the asset manager. The asset manager does not
assess the extent to which the transaction in question is in line with the
client's knowledge and experience (appropriateness) as well as the client's
financial circumstances and investment objectives (suitability). In connection
with the future assignment by the client, the asset manager will not again
point out that no appropriateness and suitability test will be carried out.
3.2.2 Rights and obligations
In the case of Execution Only, the Client has the right to place orders
to buy or sell Financial Instruments within the framework of the market offer
considered. The asset manager has the duty to transmit orders issued for
execution with the same care that he is accustomed to apply in his own affairs.
The Asset Manager shall immediately inform the Client
of any material circumstances that could affect the correct processing of the
Order. In
addition, the asset manager regularly informs the client about the orders
agreed and performed.
3.2.3 Risks
In the case of Execution Only,
the following risks arise, which are within the customer's sphere of risk and
thus borne by the customer:
- Preservation risk or the risk that the
financial instruments in the portfolio will lose value: This risk, which may
vary depending on the financial instrument, is borne in full by the client. For
the risks of the individual financial instruments, please refer to the brochure
"Risks in
Trading in Financial Instruments" published by the Swiss Bankers
Association.
- Information risk on the part of the client or the risk that the
client has too little information to be able to make an informed investment
decision: With Execution Only, the client makes investment decisions without
the intervention of the asset manager. Accordingly, the client needs expertise
to understand the financial instruments and time to be able to deal with the
financial markets. If the client does not have the necessary knowledge and
experience, he runs the risk of investing in a financial instrument that is
inappropriate for him. A lack of or inadequate financial knowledge could also
lead to the client making investment decisions that do not correspond to his
financial circumstances and/or investment goals.
- Risk of timing when placing an order or the risk that the
client chooses a bad time to place the order, which will lead to price losses.
- Risk of lack of monitoring or the risk that the
client does not monitor his portfolio or does so insufficiently: The asset
manager does not have an obligation to monitor, warn or provide information at
any time. Inadequate monitoring by the customer can be accompanied by various risks,
such as cluster risks.
Furthermore, Execution Only entails risks that lie within the asset
manager's sphere of risk and for which the asset manager is liable to the
client. The asset manager has taken appropriate measures to counter these
risks, in particular by observing the principle of good faith and equal
treatment when processing client orders. In addition, the asset manager ensures
the best possible execution of client orders.
3.2.4 Market offer taken into account
The market offer taken into account in the selection of financial instruments is based on that of the custodian bank chosen by the
client (it may be the case that there are distribution agreements between the
asset manager and the issuer of financial instruments chosen by the
client).
3.3 Economic ties
As part of the financial
services provided by us, products set up and managed by us, in particular
structured products (so-called Actively Managed Certificates), or funds of our
sister company may be used.
We have taken the
organisational measures and contractual arrangements described below to avoid
any resulting conflicts of interest. In particular, we ensure that there is no
double charging of fees here, thus avoiding conflicts of interest.
3.3.1 Actively Managed Certificates
For example, for reasons
of cost-efficiency, the asset manager can use Actively Managed Certificates for
smaller assets, for special situations or in the absence of investment
alternatives. Certain Actively Managed Certificates involve issuer risks. The
issuer risks are explained in the brochure of the Swiss Bankers Association
"Risks in trading in financial instruments". The asset manager
receives a fee for the administration of Actively Managed Certificates (this
can be found in the appendix to the contract with the list of costs and fees
and the respective risk disclosure/client information document).
4. Dealing with conflicts of interest
4.1 In general
Conflicts of interest may arise if the asset manager:
- may obtain a financial advantage for itself or avoid financial loss in breach of good faith to the detriment of customers;
-
has an interest in the outcome of a financial service provided to clients that is inconsistent with that of the clients;
-
has a financial or other incentive to put the interests of certain clients above the interests of other clients in the provision of financial services; or
receives, in breach of good faith, an inducement in the form of
financial or non-financial benefits or services from a third party in relation
to any financial service provided to the Client. Conflicts of interest may
arise in connection with Execution
Only . They arise in particular from the coincidence of:
- multiple customer orders;
-
Client orders with the asset manager's own business or other interests of the asset manager or the asset manager's affiliates; or
-
Client orders with transactions of the asset manager's employees.
In particular, conflicts
of interest may arise in the case of distribution agreements or the use of own
products (because in this case compensation from third parties such as
retrocessions or administrative fees is paid and therefore these products could
be preferred over others).
In order to identify conflicts of interest and to prevent them from having a detrimental effect on the
client, the asset manager has issued internal instructions and taken
organisational precautions:
-
When executing orders, the asset manager observes the priority principle, i.e. all orders are recorded immediately in the chronological order in which they are received.
- The asset manager creates confidentiality areas within the asset manager as well as a personal and spatial separation of client and proprietary trading.
- The asset manager obliges its employees to disclose mandates that may lead to a conflict of interest.
- The asset manager designs its remuneration policy in such a way that there are no incentives for frowned upon behaviour.
- The asset manager regularly trains its employees and provides them with the necessary specialist knowledge.
- The asset manager consults the control function in matters that may involve a conflict of interest and has them approve it.
5. Ombudsman's Office
Your satisfaction is
our concern. If the asset manager has nevertheless rejected a legal claim on
your part, you can initiate mediation proceedings through the ombudsman's
office. In this
case, please
contact:
Name: Swiss Financial
Ombudsman Office (FINOS)
Address: Talstrasse
20
Supplier Location: 8001 Zürich, Schweiz
Phone: +41
44 552 08 00
E-mail: info@finos.ch
Website: www.finos.ch
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Version: March 2026
